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High-Yield Savings 4.75% APY
12-Month CD 5.10% APY
30-Yr Mortgage 6.24% APR
15-Yr Mortgage 5.72% APR
Auto Loan 5.49% APR
Personal Loan 9.99% APR+
Money Market 4.60% APY
18-Month CD 4.95% APY
Home Equity Line 7.25% APR
Student Loan Refi 5.99% APR
High-Yield Savings 4.75% APY
12-Month CD 5.10% APY
30-Yr Mortgage 6.24% APR
15-Yr Mortgage 5.72% APR
Auto Loan 5.49% APR
Personal Loan 9.99% APR+
Money Market 4.60% APY
18-Month CD 4.95% APY
Home Equity Line 7.25% APR
Student Loan Refi 5.99% APR

A bank that works
as hard as
you do.

Western Bank has been a trusted partner for families and businesses for over 68 years. Simple, transparent, and always in your corner.

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Western Bank customers
Savings APY
4.75%
No fees · No minimums
2.4M+
Customers
$48B
Assets Under Management
68+ yrs
Serving Communities
10+
Dedicated Advisors
50+
Years of Service

Banking for every stage of your life

Real accounts for real goals — chosen by thousands of customers across the globe.

High-Yield Savings
High-Yield Savings
4.75%
APY — 10× the national average

No monthly fees, no minimums. Your money compounds every day.

"I earn over $900 a year more than I did at my old bank — switching was the easiest financial decision I ever made."
— Aisha T., Western Bank customer since 2022
Open Savings Account
Home Loans
Home Loans
6.24%
APR — 30-Year Fixed

From first-time buyers to seasoned homeowners — our mortgage advisors guide you every step.

"We closed in 26 days. Our loan officer answered every question and made the whole process easy."
— Marcus & Linda J., San Juan
Get Pre-Qualified
Investment Accounts
Investment Accounts
$0
Commission on stocks & ETFs

Self-directed trading, managed portfolios, Roth & Traditional IRAs — all in one seamless platform.

"The Robo Portfolio has outperformed what my old advisor charged 5× more to do."
— David W., Bayamón
Start Investing
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Western Bank community
Why thousands of customers chose Western Bank

Banking that puts
people first.

No hidden fees, no confusing terms, no hour-long hold times. Just honest rates, real people, and technology that makes your life easier.

Western Bank private wealth advisors
Relationship Banking
Dedicated Advisor
Available Mon–Sat, 8am–7pm
$0
Advisory Fees

Banking built around your goals

Our relationship managers take the time to understand your full financial picture — from daily banking to long-term wealth planning. Real advisors, not chatbots.

🏛️
Dedicated Relationship Manager
One point of contact who knows your name and your goals.
📋
Personalised Financial Planning
Tailored strategies for savings, investment, and retirement.
🔒
Priority Service Guarantee
Skip the queue. Reach your advisor directly by phone or email.
🌐
Global Wire & Foreign Exchange
Send funds internationally with competitive FX rates and no surprises.
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See your money grow

Plan smarter with our interactive calculators.

💰 Savings Growth Calculator

How much will you earn at 4.75% APY?

Estimated Balance
$0
Compounded monthly
Open Savings Account →

🏠 Mortgage Calculator

Estimate your monthly payment instantly.

Est. Monthly Payment
$0
Principal & interest only
Get a Rate Quote →

Real people, real results

Sarah M.
★★★★★

"Switched six months ago. The 4.75% APY is real — I've already earned more interest than I did in three years at my previous bank."

Sarah M.
High-Yield Savings
Marcus J.
★★★★★

"The app is genuinely the best banking experience I've ever had. Spending insights helped me save an extra $300 a month."

Marcus J.
Checking & Savings
Linda T.
★★★★★

"Our mortgage advisor was exceptional. We closed in just 26 days. Couldn't ask for a better experience."

Linda T.
Mortgage Customer
Auto loan
Auto Loans
Drive away with
a great rate.
From 5.49% APR · Same-day approval
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CDs
CDs & IRAs
Lock in 5.10% APY
guaranteed.
12-Month CD · $500 minimum · FDIC insured
Open a CD →

Earn more. Pay nothing. Bank smarter.

Join thousands of customers who've made the switch to Western Bank.